Citing its affordability and mild, pleasurable climate, factors every senior should pay attention to, New York City-based consumer financial services company Bankrate ranks Georgia as the nation’s second-best state to retire after Florida. Besides, people rave about the Peach State’s hospitality and infectious friendliness. Conde Nast, for instance, ranked Georgia’s Savannah as the friendliest city in the entire country in 2022. Known for its tasty landscapes, Savannah also grabbed a spot among Conde Nast’s friendliest cities in 2023. Aside from Savannah, if you are seeking a spot to spend your sunset years in this historic Southern state, the following towns in Georgia are the most ideal.
The upper falls at Dick’s Creek Falls, near Clayton, GA
.For retirees who love settings framed by the grandeur and majesty of mountains, Clayton perfectly fits the bill. Tucked away a convenient two hours north of Atlanta, a city that brims with all the amenities and big-city adventures a senior can dream of, Clayton is a Blue Ridge Mountain jewel perfect for empty-nesters. The town sits at the Southern base of Black Rock Mountain — while other Blue Ridge Mountains — including the 3,000-foot Screamer Mountain, encircle it. Black Rock Mountain State Park, reputed to be the highest State Park in Georgia, provides views of pristine Appalachian forests and is steps away from downtown Clayton. Regarded as the Farm to Table Capital of Georgia, Clayton is incredibly safe and peaceful — and boasts a population of which approximately 39% are seniors aged 55 years and above.
Habersham County Court House in Clarksville, Ga. Image credit: Jimmy Emerson DVM via Flickr.com
Back in the day, well-heeled families escaping the balmy climate that defined the coasts of South Carolina would wend their way to this Habersham County seat, making it first among the major resort towns in this corner of the state. With Moccasin Creek Park at this town’s doorstep, seniors are assured of excellent hiking and mountain biking opportunities, adventures that are among the most perfect for keeping fit and staying healthy. For part-time anglers, Fern Valley on the Soque is known to be among the best trout fishing spots in the Southeast. According to Niche, seniors comprise 41% of the town’s population, a factor that speaks to Clarksville’s retirement allure. Another exciting need-to-know is that about 20% of the town’s population hold a master’s degree or higher, implying the regular guy down the street is relatively well-informed and capable of engaging in intellectually stimulating conversations. And with Atlanta slightly more than an hour’s drive away, access to big-city amenities should not be a problem while staying here.
North Decatur
North Decatur Road in North Decatur, Georgia. Image credit: Thomson200 via Wikimedia Commons.
North Decatur (Not to be confused with the larger city of Decatur) is an under-the-radar George gem that, despite its size, is often among the most preferred retirement destinations in the state. Factors that can make it appeal to any retiree include its proximity to Decatur, where residents can dash for any desirable amenities, including medical services and shopping trips. Plus, the home prices in North Decatur are not as pricey as those in Decatur, yet it comes with a more intimate, small-town feel. South Peachtree Creek Path Trail can be an awesome early-morning routine, especially if you want to be drinking beautiful views and filling your lungs with fresh, crisp air. The town also scores big on ethnic diversity, is among the most educated in the state (38% hold a master’s degree and higher), and boasts a population where seniors comprise an impressive 29% of the population.
Fayetteville
A peaceful neighborhood in Fayetteville, Ga.
Boasting a population of about 19,900, Fayetteville is slow-paced but not sleepy and vibrant without being cacophonous. Expect a sparse, suburban feel here, lots of parks ideal for meditation and reflection, and an incredibly safe environment. Seniors make up about 33% of the town’s population, implying awesome opportunities for social support. Besides, residents are known to be warm and helpful, shopping opportunities are numerous, and the community is among the most diverse. However, the most exciting part of retiring in Fayetteville is that Atlanta — and its world-famous cultural attractions — is just about 22 miles away. In less than 27 minutes, you will be traipsing through Georgia’s largest city.
Gainesville
Atlanta Botanical Garden in Gainesville, Georgia.
For retirees who desire something as close as possible to a big city without being one, Gainesville is among the finest picks. This town plays host to about 42,200 residents and boasts numerous amenities, including shopping, restaurants, and medical facilities. Gainesville provides access to Lake Lanier, an adored water recreation area worth spending every waking moment around. As the industrial hub and largest city of the mountainous North Georgia region, Gainesville not only provides access to both the metropolitan and urban amenities a senior will desire — but also feeds residents with delicious outdoor adventures prevalent in the Blue Ridge Mountains region. When it comes to medical facilities, Northeast Georgia Medical Center, located within the town, has bagged several prestigious awards, including America’s 50 Best Hospitals for Cardiac Surgery Award™ 2022.
Blairsville
Aerial view of a school building surrounded by greenery in Blairsville, Georgia.
Because of its small-town mountain vibes, intimate feel, and outdoor attractions, Blairsville often makes for a wonderful retirement destination. Blairsville is in the Blue Ridge Mountains (get your hiking gear ready), provides access to a beautiful lake (The 4,180-acre Lake Knottily boasts 106 miles of shoreline, has a swim beach, and provides arguably the best fishing in the Southeast), and is the experiential definition of the word “peaceful.” While Blairsville is tiny and boasts a population of just about 550, it is only about an hour’s drive away from the much bigger Gainesville and, hence, to a world of big-city amenities and adventure. Besides its fantastic landscapes and friendly residents, seniors comprise about 24% of Blairsville’s population, meaning one’s social circle will be age-appropriate and potentially supportive.
Dahlonega
Christmas lights in Dahlonega, Georgia.
For those who want to age like fine wine, Dahlonega, located smack in the middle of Georgia Wine Country, could be among the best spots in the country. Amid delectable wine flavors and a mountains-wrapped storybook setting, a senior will be looking forward to every morning with excitement and enthusiasm. This town is reputed to be the site of the first significant gold rush in the nation ( check out the Dahlonega Gold Museum), and will enthuse anyone with the most threadbare interest in history. Called home by about 6,700 residents, this mountain getaway is only about 65 miles from Atlanta. Therefore, staying here comes with convenient access to world-class hospitals, including Emory University Hospital, which Newsweek has ranked as among the best hospitals — not only in the United States — but in the world. Lastly, since it hosts a major state university, this town is ideal for seniors who are young at heart or want to roll with a young crowd.
St. Simons
The lighthouse at St. Simons, Georgia.
For seniors who dream of riding a bike around a beautiful island every morning, St. Simons, a Georgia charmer of about 15,800 residents, should be worth checking out. Amazing seafood (retirement is not the time for bland, flavorless foods), great lookout spots, friendly locals, and lots of other interesting offerings would consistently plant a smile on any face. Besides, in less than one hour and 20 minutes, you will be exploring the streets of Savannah and enjoying its numerous big-city amenities. 83% of St. Simons’ residents are homeowners, meaning no one wants to leave this paradise, while seniors, according to Niche, make up a whopping 51% of the town’s population.
Adairsville
Downtown Adairsville, Georgia.
Called home by about 4,800 residents, Adairsville may be small in size, but it is much bigger when it comes to charm and character. A homey enclave where people know each other on a first-name basis, Adairsville is right on Interstate 75, which means one can take a trip on a whim — and without any inconvenience. Besides, the town boasts a dream location since it is less than an hour’s drive from both Chattanooga and Atlanta. Seniors make up about 31% of the town’s population and enjoy living in safe, peaceful neighborhoods where crime is virtually unheard of. For an occasional romantic retreat, perhaps with a special other, Barnsley Resort, with its Jim Fazio-designed golf course and lush gardens, is known to blend luxury with pastoral beauty.
The Takeaway
Whether one is looking for pretty beaches or shady mountains, Peach State is known for its incredible beauty and diverse landscapes. Georgia is also among the friendliest and most affordable states in the country. These factors, not to mention its mild, pleasurable climate, make it among the most ideal for seniors. If looking for a spot in Georgia to retire, Clayton, Clarksville, and North Decatur will be hard to beat. Still, Gainesville, Fayetteville, and Adairsville offer a sizzling experience.
You can afford these towns by using the HECM lifestyle Home Purchase Loan: Contact Sandra for Details 404-644-2688,
Review the Criteria here